This page is machine-translated. Some terms or expressions may be inaccurate. Please refer to the Japanese page as the official version.
ホーム/ 購入/ Financial vehicle inspection guide | Easy-to-understand explanation of procedure flow and confirmation points

Financial vehicle inspection guide | Easy-to-understand explanation of procedure flow and confirmation points

金融車の車検取得ガイド|手続きの流れと確認ポイントをわかりやすく解説

Even financed cars can be inspected in the same way as regular used cars, as long as they meet safety standards.Vehicle inspection is a public system to check the driving safety of a vehicle, and whether or not your car is a finance vehicle does not directly affect whether you pass or fail the vehicle inspection. In this article, we will explain the documents required to obtain a financial vehicle inspection, the procedure flow, and maintenance points.

In order to use your vehicle with peace of mind after purchasing it, be sure to understand the vehicle inspection procedures in advance.

What you can learn from this article
  • Basic relationship between financial cars and vehicle inspections
  • List of documents required for vehicle inspection
  • Vehicle inspection procedure flow
  • Maintenance/inspection points
points

Vehicle inspection (vehicle inspection) is a periodic inspection system based on the Road Transport Vehicle Act. This is to check whether the vehicle meets safety standards, and whether or not it is a finance vehicle is not included in the pass/fail criteria.

Basics of finance cars and vehicle inspections

Vehicle inspection is a system to check whether a vehicle complies with national safety standards (brakes, lights, exhaust gas, etc.).The classification of a financial car is not directly related to passing or failing the vehicle inspection., will be determined based on the actual condition and maintenance status of the vehicle.

Please note that the vehicle registration information (owner/user) is required for vehicle inspection procedures. If the name change has been completed, the vehicle inspection procedure is the same as for regular used cars.

Documents required for vehicle inspection

  • Vehicle inspection certificate (vehicle inspection certificate):Currently valid vehicle inspection certificate
  • Automobile Liability Insurance Certificate (Compulsory Automobile Liability Insurance Card): Valid item that covers the vehicle inspection period
  • Vehicle weight tax payment slip:Payable at the time of vehicle inspection (available at inspection sites and maintenance shops)
  • Continuous inspection application form:Available at inspection sites or maintenance shops
  • Periodic inspection record book: Performed and recorded at maintenance shop
Points to note about compulsory automobile liability insurance

Compulsory automobile liability insurance must cover the valid period of the vehicle inspection. Check the insurance period before taking the vehicle inspection, and if the validity period is short, renew it at the time of the vehicle inspection.

Vehicle inspection procedure flow

Method 1: Request a repair shop/car dealer (other than user vehicle inspection)

  1. Request a vehicle inspection at a maintenance shop, gas station, car shop, etc.
  2. The maintenance shop will carry out inspection and maintenance, and replace parts as necessary.
  3. The repair shop will apply to the inspection site on your behalf (bring your vehicle in for inspection or on your behalf)
  4. After passing the inspection, a new vehicle inspection certificate and sticker will be issued.

Method 2: User vehicle inspection (bring it to the inspection site yourself)

  1. Reserve your test date using the Ministry of Land, Infrastructure, Transport and Tourism’s reservation system
  2. Perform inspection and maintenance in advance (or ask a maintenance shop)
  3. Bring documents and car to the competent transportation branch office (inspection site)
  4. Undergo line inspection (driving, brakes, lights, etc.)
  5. After passing the test, a new vehicle inspection certificate and sticker will be issued.

Points for advance maintenance

In order to pass the vehicle inspection, we have summarized the points you should check in advance.

  • Brake effectiveness:Effectiveness of front and rear brakes, remaining amount of pads
  • Checking the operation of lights: Headlights, blinkers, brake lights, etc.
  • tire condition:Groove depth (1.6mm or more), air pressure, cracks
  • Exhaust gas/engine sound: Is there any abnormal exhaust gas or noise?
  • Checking the operation of the horn

If the financed car you purchased comes with a maintenance record book, checking the most recent maintenance details will make it easier to plan your maintenance policy.

Approximate vehicle inspection cost

Vehicle inspection costs vary depending on the condition of the vehicle, the requester, and the required maintenance. The breakdown of the main costs is as follows.

expense item Guideline
car weight tax Varies depending on vehicle weight, model year, and eco-car classification (several thousand yen to tens of thousands of yen)
Compulsory automobile liability insurance premium Around 17,000 yen for 2 years (varies depending on the car model)
Inspection fee Around 1,800 yen (for user vehicle inspection)
Maintenance and agency costs Varies greatly depending on the repair shop and content

Frequently asked questions

Can I get a vehicle inspection while the owner of the vehicle inspection certificate is the loan company?

Those who are registered as users can undergo a vehicle inspection.Both the “owner” and “user” are listed on the vehicle inspection certificate, and applications for vehicle inspection are made as the “user.” However, when changing the name (transfer registration), the owner information will be updated again. If you wish to have your vehicle inspected when the owner and user are not the same, we recommend that you check with a maintenance shop or inspection center in advance.

If I purchase a financed car without a vehicle inspection, can I use a temporary license plate?

You can apply for and obtain a temporary license plate (temporary operating permit) at your local government office.This system can be used when bringing a vehicle that has not been inspected to a maintenance shop or vehicle inspection station. The validity period is a maximum of 5 days, and the purpose (maintenance/vehicle inspection only) and route are limited. Please check with your local municipal office for details.

What should I do if I don’t have the maintenance records for the financed car I purchased?

Even if you do not have a maintenance record book, you can create a new inspection/record at the maintenance shop.After purchase, you can have a record book created by having your vehicle undergo a legal 12-month or 24-month inspection at a maintenance shop. Please check with the repair shop for details and costs of maintenance.

Summary

Obtaining a financial vehicle inspection isIf the condition complies with safety standards, the procedure is the same as for regular used cars.You can proceed with By checking the required documents and inspecting the maintenance status in advance, you can get your vehicle inspection smoothly.

For those who want to search for listed financial vehicles

At Financial Car Bank, we list financial cars and other vehicles from all over the country. Please feel free to contact us if there is a vehicle you are interested in.

View a list of currently listed financial vehicles and vehicles with translations.